Before searching for a used car, comsumers should consider many of the same factors that apply to a new car purchase: including vehicle usage; life expectancy of the car and expenses, including insurance, operation, maintenance, and repairs.

Here is a great little check list to have with you at the lot before you finalize a deal.

Body: Look for rust, particularly at the bottoms of fenders, around lights and bumpers, on splash panels, under doors, in the wheel wells and under trunk carpeting. Check for paint that does not match, gritty surfaces and paint spray on chrome - all possible signs of a new paint job, masking body problems. Look for cracks, dents and loose bumpers - warning signs of a past accident.

Tires: Uneven wear usually indicates bad alignment or suspension damage. Check the condition of the spare tire.

Doors, windows, trunk: Look for a close fit and ease of opening and closing. A door that fits unevenly may indicate a previous collision.

Window glass and lights: Look for hairline cracks and tiny holes.

Tailpipe: Black, gummy soot in the tailpipe may mean worn rings, bad valves and expensive repairs.

Shock absorbers: Lean hard on a corner of te car and release; it the car keeps rocking, the shocks may need replacing.

Fluids: Oil that is a whitish color, or has white bubbles, can be a sign of major mechanical problems. Check the radiator fluid; it should not look rusty. With the engine idling, check the transmission fluid; it should not smell rancid or look dark brown. Check for leaks and stains under the car, on the underside of the engine and around hoses.

Lights and mechanical parts: Make sure headlights, taillights, brake lights, backup lights and direction signals work properly. Test the radio, heater, air condioner and wipers with fluid.

Interior: Check the upholstery for major wear and tear and look under floor mats and seat covers. Inspect the steering wheel, as well. When unlocked with the engine off, it should have no more than two inches of "play."

Finally, a car with low mileage, but with a lot of wear on the driver's seat or the brake and accelerator, may indicate tampering with the odometer. A musty smell could mean that the car was damaged in a flood, or that rain leaks inside the car.